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Meet Parker, Emily, and their adorable furry companion, Toby. This young couple, both in their early 20s and locals to the Richland Center area, had a dream - to find a cozy home in the countryside where they could build a life together with their beloved pup, Toby. But like many first-time homebuyers, they weren't sure if their vision was within reach.

Living with their parents, Parker and Emily spent countless hours researching properties online, hoping to find the perfect place to call their own. They knew exactly what they wanted, a quiet retreat surrounded by nature, where the only sounds were the chirping birds and Toby's playful barks.

In Search of the Right Mortgage Partner

As they began their search, Parker and Emily explored their financing options. They soon discovered that the local credit union's mortgage rates were simply too high. Feeling discouraged, they turned to Community First Bank, where Parker and his mom were already customers. That's when they met Darcy, the CFB lending expert who would change their lives.

Darcy's personable and helpful nature instantly put Parker and Emily at ease. She patiently answered all their questions and guided them through every step of the process. With each offer they made, Darcy was there to revise their pre-qualification letter, ensuring they stayed within budget while presenting themselves as serious contenders.

Finding (and Purchasing) the Perfect Home

Despite a year-long search and a dozen offers, Parker and Emily remained determined. Darcy's unwavering support and encouragement kept them motivated, even when offers fell through. Finally, their persistence paid off, and they found the perfect home for their little family.

Thanks to Darcy's expertise and their status as first-time homebuyers, Parker and Emily's closing costs were drastically reduced from nearly $7,000 to just $700. While that may not be possible for every new homeowner, it was the case for this lucky family and a pleasant surprise that made their dream of homeownership even sweeter.

Making Their Home Their Own

Now, Parker, Emily, and Toby are settling into their very own home. They've already tackled a few projects, like refreshing the basement and planting trees and a garden. The future is bright, with plans for a shed and the potential to add extra bedrooms or even a doghouse for Toby. The sky's the limit, and they know that with Darcy and Community First Bank by their side, they're ready for whatever comes next.

As Emily so perfectly put it, "Thanks to the home loan pros at Community First Bank, we now have the freedom to grow and change—just like the beautiful landscape that surrounds our new home."

Let Us Help Finance Your Perfect Home

Like Parker, Emily, and Toby - with a little help from the mortgage experts at Community First Bank, you too could be our next “new homeowner” success story. Click the button below to get started, or reach out to one of our local mortgage experts who will be happy to answer any questions before you get started.

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