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Think homeownership is out of reach? Think again! At Community First Bank, we're on a mission to break down the barriers between you and your dream home by debunking some of the most persistent myths about home loans. Watch our video below and discover the truth about home financing:

Common Myths vs. Empowering Realities

Myth #1: "You Need a 20% Down Payment"

The Reality: This might be the most widespread misconception in home buying – and we're here to tell you it's simply not true! While a 20% down payment has traditionally been considered standard, today's home loan landscape offers many more flexible options:

• Several loan programs allow for low down payments
• Some qualified buyers can secure a home with no down payment
• Various loan programs are designed to make homeownership more accessible
• Your down payment requirements depend on your specific situation and the loan program you choose

Myth #2: "Closing Costs Must Be Paid in Cash"

The Reality: Don't let concerns about closing costs stop you from pursuing homeownership. There are several ways to handle these expenses:

• Multiple options exist for managing closing costs
• Down payment assistance programs may be available to qualified buyers
• Some loan programs allow for flexible arrangements with closing costs
• Our lending experts can help you explore all available options

The Most Important Reality: Homeownership Is Within Reach

At Community First Bank, we believe in making homeownership accessible to our Wisconsin neighbors. Our team of experienced mortgage lenders will:

• Listen to Your Story: Every homebuyer's situation is unique, and we take the time to understand yours
• Explore All Options: We'll help you discover the loan programs and assistance options you qualify for
• Create a Custom Solution: Our team will work with you to develop a financing strategy that fits your budget and goals
• Guide You Through the Process: From application to closing, we're here to support you every step of the way

Why Choose Community First Bank for Your Home Loan?

• Local Expertise: Our team knows Wisconsin real estate and lending inside and out
• Personal Guidance: We'll help you navigate all available options and programs
• Transparent Communication: No hidden fees or surprise costs – just honest, straightforward advice
• Community Commitment: Your success is our success – we're invested in helping our neighbors achieve their dreams

Ready to Discover Your Path to Homeownership?

Don't let common myths hold you back from achieving your dream of homeownership. Let our expert lending team show you what's possible. We'll help you:

• Understand your loan options
• Explore down payment assistance programs
• Calculate your actual costs
• Create a personalized path to homeownership

Take the First Step Today

The truth about home loans might surprise you – and it could make your dream of homeownership more achievable than you thought! Contact our mortgage team to learn more about your options and start your journey to homeownership. Let's turn your homeownership dreams into reality!