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5 Tips to Make Growing Your Savings Easier...and more!
09/23/2014

Learn quick and easy savings tips in this edition of "On Your Account" newsletter, plus find out how your high school graduate can take advantage of our scholarship in 2015.

Putting money into savings for the future, rather than spending it now, is clearly difficult for many people. According to www.statisticbrain.com — which pulls data from the Federal Reserve, U.S. Census Bureau, and Internal Revenue Service —25 percent of American families have no savings at all. 

Why can it be hard to save? It takes discipline and dedication, just like trying to stick to a diet plan despite temptations. If you’d like to be more successful with saving money, try these tips:
1. Start small and increase savings weekly. You could do the 52-week savings challenge, where you put $1 in a piggy bank or savings account during the first week of January and then increase your savings every week based on the corresponding number of that week. For example, you’d save $2 during the 2nd week, $3 during the third week, and so on. At the end of the year, you’ll have saved $1,378.
2. Only use paper money and drop your change in a coin jar. You might be surprised how quickly coins add up if you don’t spend them. It could easily end up being several hundred dollars over the course of a year.

Click here to review the full article and the entire "On Your Account" newsletter.


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